Since the beginning of this year, the new car insurance policy has been implemented, since the implementation of six months since the users have been on the car insurance discussion is also mixed, and the implementation of new measures so many riders are caught off guard. For some owners with relatively high frequency of occurrence, the amount of premiums for the next year will be greatly increased. Some netizens ridiculed and said that some small scraping newspapers reported that insurance repairs were even worse than not reported. What is this all about? Then take the riders to in-depth interpretation of the new policy of auto insurance! The first implementation of the auto insurance new policy is to expand the scope of insurance coverage. In the previous insurance regulations, if an accident occurred when the vehicle was not listed, then the unlisted vehicle is not covered by the insurance coverage. of. After the reform, commercial insurance, even if it is not a listed vehicle, as long as the insurance can be obtained claims. The second new measure is that insurance companies can pay for compensation first, that is to say, if a traffic accident occurs in a vehicle, if the traffic police has already judged the other party to be responsible, the other party will be condemned for various reasons instead of paying the bill. At this time, the owner can request his own insurance company to pay the compensation first, and the insurance company can recover the responsibility from the responsible party. This kind of reform is more humane. The third measure is that vehicles can also make claims after encountering natural disasters such as hailstorms and typhoons. In the new clause, the coverage of liability insurance has also been expanded. When a vehicle suffers from a series of natural disasters such as hailstorm typhoon, the goods on the vehicle and the people on the vehicle are within the range of compensation. The fourth new measure is to link premium rates with risks. For some owners with higher risks, the amount of premium they need to pay is higher. For those car owners who have relatively good driving habits and who are basically out of danger, premium rates will be appropriately discounted. A car owner who has been out of danger for five times a year will directly double the premium for the next year. In fact, the introduction of new measures will also help the car owners to develop good driving habits!
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